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WHAT MAKES CARE CREDIT DIFFERENT?

CareCredit is different from a regular credit card.

Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.

Pay for health, and wellness care at over 200,000 enrolled providers across the nation. Once you've applied, you can use it again and again at any location that accepts CareCredit.

With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.

CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60 months offer with a 17.90% APR.

 

HOW TO APPLY

Find out immediately if you have been approved by using our easy, automated system anytime.

Apply with a live agent Monday through Friday from 9AM- 9PM (EST).

You can call the same number 24 hours a day, 7 days a week to complete your telephone application through our easy-to-use automated application system. Please read our Credit Card Account Agreement before you call.

All we need to complete your application is your:

  • Put our name in, or how you plan to use your CareCredit card

  • Name

  • Address

  • Date of birth

  • Social security number or ITIN

  • Net income

  • Housing Information

Must be 18+ to apply. Approval is based on the information you provide on your credit application and the information provided to us by the credit reporting agencies used by Synchrony Bank. This is also true for joint applicants, if applicable.

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